When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. Keep Your […]
Month: January 2020
How to Identify and Help Remove an Ice Dam
Sometimes, even your best efforts to prevent an ice dam may not be enough. Knowing what an ice dam is, how to identify one and how to help remove it is important to protecting your roof and home from potential damage during the snowy, winter months. What Is an Ice Dam? Ice dams may form when water […]
Don’t Blow It: Use Your Snow Blower Safely
The sound of the plow scraping its way down the road wakes you on a wintry morning. You prepare to dig out from last night’s snow, thankful for the snow blower in the garage. But while a snow blower or snow thrower can make quick work of clearing your driveway and sidewalk, it is not […]
What You Need to Know About Landlord Insurance
Considering renting out your home or investing in a small residential property with a couple of apartments to generate extra income? The notion may be intriguing, and becoming a landlord can be rewarding, but it’s a decision you’ll want to consider carefully to make sure your financial interests are protected. Consider this: your homeowners insurance typically won’t […]
5 Tips for Moving on a Budget
Moving to a new place is certainly exciting, but it can also be stressful — and expensive. Once you factor in things like movers, packing materials, truck rentals, gas and more, the costs can creep into the hundreds, maybe even thousands of dollars, for just a single move. Are you planning a move soon? Don’t want to […]
How Often Should I Review My Insurance Coverage?
It’s a good idea to review your insurance coverage at least once a year to ensure that your family and belongings are appropriately protected. You’ll also want to review your coverage any time you’ve made a major purchase or experienced a significant life event, such as getting married, buying a house, sending your child off […]
6 Considerations Before Joining a Nonprofit Board
It may be the last thing you are thinking about when you volunteer on the board of a nonprofit, but are you aware you might be putting your personal assets at risk? The reason for that is nonprofits face many of the same threats as for-profit businesses, including the potential for lawsuits. If the nonprofit […]
Priceless cure for Maryland baby cost $2.1 million, but insurer paid — and now she’s expected to live
Four-month-old Ainsley Cardente smiles, enjoys “helicopter” rides from her mom and protests when lunch is late. Perfectly ordinary, all of it. And her life is expected to remain that way thanks to a $2.1 million drug recently infused into her little body by doctors from Johns Hopkins Hospital. Ainsley was born with a rare genetic […]
Winter Driving Safety Tips
When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down and stop – all factors that can increase the chances of an accident. If you […]
How Does Buying a Home With Radon Affect My Potential Purchase?
Buying a home is a huge investment, so it’s no surprise that you’ll want to make some serious considerations before taking the plunge. It’s easy to get caught up in the more superficial aspects of homebuying and fall in love with a house for its appearance or layout, but it’s important to remember that there […]