How to estimate how much homeowner’s insurance you need

How to estimate how much homeowner’s insurance you need

by Nick Reiter, December 10, 2021

Although homeowners insurance isn’t required by law, if you have a mortgage, your lender will require homeowners insurance to protect the investment.

Determining how much homeowners insurance depends on the type of home your purchase — condo, mobile home, townhome, or single family and goes beyond the appraised value of your home.

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