What Is a Homeowners Insurance Premium?

What Is a Homeowners Insurance Premium?

by Nick Reiter, May 13, 2022

Homeowners insurance is vital because it can protect your home against various perils, such as fires, windstorms, break-ins, and other unexpected events. The price you pay for this insurance — your home insurance premium — varies based on multiple factors, including your home’s location, your insurance provider, your coverage amount and other considerations.

Here’s what you need to know about homeowners insurance, and some tips on how to lower your premiums.

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