Auto insurance is an essential requirement for every driver, as it helps you cover the liability that occurs when you cause damage to someone else, their property, or their car, and it’s mostly referred to as third-party coverage because it covers others.
Car insurance also covers your vehicle, you, and your passengers through medical payments, collision, and comprehensive coverage and is known as first-person coverage. Providing protection to drivers, passengers, and other people or covering damages caused by someone with no means to pay, helps you comply with the law, ensuring you meet your financial obligations under state law. Here are the things you should know about car insurance.