Having a sufficient amount of auto insurance coverage is essential for every motorist. At a minimum, every driver should have the required car insurance for their state. This is crucial to avoid facing potential criminal consequences for failing to have the mandatory minimum insurance.
Many drivers should also buy optional coverages as well in order to get the protection they need for their vehicle and their personal assets. However, the more coverage a driver buys, the higher their auto insurance premiums will be. As a result, while drivers want enough protection, they don’t want to buy too much coverage.