About Us Famous & Spang Associates a full-service, generalist insurance agency representing many top rated insurance carriers, was founded in Aberdeen, Maryland circa 1909.

How to Save Money When Your Car Insurance Increases

How to Save Money When Your Car Insurance Increases

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Car insurance premiums can fluctuate for various reasons, and when they increase, it can be a cause for concern. However, there are practical steps you can take to mitigate the impact on your finances. At Insurance Famous & Spang, we understand that insurance costs can be a burden, and we’re here to offer valuable advice on how to save money when your car insurance rates go up.

  1. Review Your Coverage

The first step to saving money when your car insurance increases is to review your coverage. Ensure that your policy aligns with your current needs. You may find that over time, your circumstances have changed, and you may not require the same level of coverage as before. By adjusting your coverage, you can potentially reduce your premiums.

  1. Shop Around

Don’t hesitate to shop around for car insurance quotes from multiple providers. Different insurance companies offer various discounts and incentives. By comparing quotes, you can find a policy that better suits your budget without sacrificing essential coverage. At Insurance Famous & Spang, we can help you navigate this process to find the most cost-effective option.

  1. Bundle Your Policies

Bundling your car insurance with other insurance policies, such as homeowners or renters insurance, can often lead to significant discounts. Insurance Famous & Spang can assist you in exploring bundle options to save on both your car and home insurance.

  1. Maintain a Clean Driving Record

Your driving history plays a significant role in determining your insurance premiums. Avoid traffic violations and accidents to keep your record clean. Safe driving can lead to lower rates and discounts. Defensive driving courses can also help reduce your premiums.

  1. Increase Your Deductible

Consider raising your deductible to lower your premiums. A higher deductible means you’ll pay more out of pocket in the event of a claim, but it can result in substantial savings on your insurance premiums.

  1. Install Safety Features

Equipping your vehicle with safety features like anti-theft systems, airbags, and backup cameras can lead to insurance discounts. These features reduce the risk of accidents and theft, making your car less of a liability to insure.

  1. Maintain Good Credit

Maintaining a healthy credit score can positively impact your car insurance rates. Many insurers use credit scores as a factor in determining premiums, so make sure to manage your credit responsibly.


When your car insurance rates increase, it’s essential to take action to save money without compromising on coverage. Insurance Famous & Spang is here to provide guidance and assistance in navigating the complexities of car insurance. By reviewing your coverage, shopping around, bundling policies, and adopting safe driving habits, you can maintain the protection you need while keeping your insurance costs in check. Remember that we’re always here to help you find the best solutions for your insurance needs.

Contact Famous & Spang Insurance

As an independent agency, we are here to help you find the right coverage.

Famous & Spang Insurance

Aberdeen, MD

200 W. Bel Air Ave.
Aberdeen, MD 21001

Phone: 410-272-2300
Text: 410-449-7540
Fax: 410-575-6927

We write insurance solutions throughout the Mid-Atlantic Region and beyond.