Lots of people take an in-depth look at their budget at the beginning of the new year. The holiday season may have resulted in more spending than usual. But with the new year, it’s an opportunity to rein in those expenses a bit.
Cutting things like dining out and wardrobe upgrades are obvious ways to spend less each month. But you may be looking for even more substantial savings. With fixed expenses, like rent or your car payment, there isn’t much you can do. But what about your auto insurance? Of course, having insurance is mandatory if you have a car — but could changing your policy add a few extra dollars to your bank account each month?