You may know that your auto insurance rate typically goes down when you turn 25, since companies feel that younger drivers are riskier to insure. But once you get a good rate, there’s no guarantee that you’ll always keep one. Money expert Clark Howard says as you age, you need to continue to shop for […]
Category: Financial Planning
Comparative Negligence Laws In Car Insurance Claims
The first thing you likely think about right after a car accident is whether anyone was injured. If you’re lucky and no one was hurt badly, you’re then probably wondering how much damage the cars sustained—and who is at fault. The saying “there’s plenty enough blame to go around” sums up the concept of comparative […]
Truck vs. car insurance
When comparing the costs of truck versus car insurance, there’s much more to consider than the type of vehicle. A whole host of other variables related to the vehicle and the driver will affect the amount you ultimately pay for auto insurance. Make and model of the car or truck plays a significant role, but […]
Crop insurance goes organic as demand rises
As consumer eating habits and preferences change, agricultural and crop insurers are seeing a rise in demand for coverage for specialty crops. And the traditionally stable insurance market for agricultural risks is seeing movement as some insurers and brokers expand their operations. Click here […]
The facts about personal umbrella liability insurance
Personal umbrella liability insurance is supplemental liability insurance that kicks in when other liability policies are exhausted. Umbrella policies do not stand alone and are usually purchased from the company providing your home and auto insurance. You will be required to carry a minimum level of home and auto liability insurance, which must be used […]
What Is a Car Insurance Deductible?
Car insurance can help pay for costly repairs and injuries after an accident. But it may not cover 100% of the cost. A car insurance deductible is the amount you’re responsible for paying out of pocket. Some types of coverage have a deductible, and others don’t. Whether you need to pay a deductible depends on […]
How Your Homeowners Insurance Needs May Change After You Pay Off Your Mortgage
Paying off your mortgage is a milestone that can take decades to reach. Once you’re free from the burden of monthly mortgage payments, you will still have to cover some home-related expenses. Your mortgage lender requires you to have homeowners insurance. Even though you don’t have to keep your coverage once you’ve paid off your […]
The Side Hustle — What It’s All About and How to Get Yours Going
What’s all the fuss about the side hustle? It’s certainly not a new concept to have another income stream in addition to your primary job. Have you ever heard of moonlighting? The great thing is that anyone can start a side hustle anytime. In fact, over 45% of Americans say they have a side hustle, and nearly 1/3 of […]
Should you cancel your summer vacation? Crowds, high prices and variants have some travelers reconsidering.
Mike Gnitecki had an ambitious trip to Italy planned for this summer — a two-week tour of Rome, Milan and Florence. But halfway through booking his first getaway in more than a year, he decided to cancel it. “Airline ticket prices are abnormally high,” says Gnitecki, who works for a fire department in Tyler, Tex. […]
5 Tips for Moving on a Budget
Moving to a new place is certainly exciting, but it can also be stressful — and expensive. Once you factor in things like movers, packing materials, truck rentals, gas and more, the costs can creep into the hundreds, maybe even thousands of dollars, for just a single move. Are you planning a move soon? Don’t want to […]
